This free break-even calculator shows exactly how many units you need to sell, or how much revenue you need to bring in, to cover your fixed and variable costs each month. It also shows the sales you need to hit a profit goal and your margin of safety, so you know how far sales can fall before you start losing money.

This free small business profit calculator turns your revenue, cost of goods sold, and expenses into a simple income statement. It shows your gross profit, operating profit, and net profit, the margin at each level, and an annualized estimate, plus a visual breakdown of where your money goes.

This free markup calculator finds the right selling price from your cost and target markup or margin, or shows the markup and margin on a price you already charge. It also shows profit per unit and total gross profit, so you can see exactly what each price earns.

This free employee cost calculator shows what an employee really costs your business each year, month, and hour. It adds 2026 employer payroll taxes (Social Security, Medicare, FUTA, and state unemployment) plus health insurance, retirement contributions, workers' comp, and overhead to the employee's pay.

This business loan calculator estimates your exact periodic repayment, total interest, origination fees, and true annual borrowing costs across standard commercial term loans and SBA 7(a) financing. It breaks down principal versus interest balances so you can evaluate debt service capacity before submitting lender applications.