Choosing a Business Debit Card: Features to Look For

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Whether you’re a small startup or a large corporation, your activities require money. This could be for day-to-day operational costs, dealing with payments, or office purchases. That’s why it’s so important to ensure that you get a sound business debit card.

Here are some of the most important things to consider before choosing a business debit card.

Business Debit Card Fees

When choosing a business debit card, look for features that will save you money on maintenance fees. Many cards charge a monthly fee or annual, so be sure to find one that doesn’t.

The debit card for business may be subject to several fees, such as:

  • Monthly maintenance
  • Wire transfer
  • ATM
  • Overdraft
  • Cash handling
  • Excess transaction
  • Statement
  • Annual

Selecting the right business debit card should be high on your list of priorities. There are plenty of features out there that will benefit your business or organization, so make the most of them!


Consider a card that offers rewards for your spending. This can help you offset the costs of business expenses or even earn a little extra income. Some cards offer cash back or points that can be redeemed for merchandise or travel.

This can be a great way to save money or earn rewards for your business spending. Look for a card that offers rewards, so you can earn cash back or points on every purchase.

Fraud Protection

When looking for a business debit card, it is vital to consider the features that best protect your business from fraud.

An important feature to look for is real-time alerts. This feature will notify you of any suspicious activity on your account so you can take action quickly.

Another essential feature to look for is a fraud protection guarantee. This guarantees that you will not be responsible for any unauthorized charges made to your account.

Good Customer Service

Find a card with 24/7 customer support and online and mobile features that you can reach anytime and anywhere if you have any questions or problems.

This could be online customer support, phone customer support, or even in-person customer support. Look for a company with a good reputation for providing excellent customer service to its clients.

Other Features

Look for a card that offers spending limits. This can help you control your business spending and avoid overspending.

Look for a card that offers online management tools. This can help you track your business spending and manage your finances more effectively.

Check out this spend management strategy to help you in your business today.

Best Business Debit Card

A business debit card can be a valuable tool for managing your company’s finances, but only if you choose the right one.

Look for a card that offers the features most important to your business, such as low fees, online banking and bill pay, and fraud protection. With so many business debit cards on the market, it’s essential to compare the features and choose the best card for your business.

If you want more information on getting a debit card for business, read our blog.